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how to invest 200k? how to protect it against inflation?

Discussion in 'BlackHat Lounge' started by theseodude, Feb 3, 2013.

  1. theseodude

    theseodude Regular Member

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    Hi

    if you had 200k, what would you do with it? obviously, putting it in a bank and making 0.00000001% interest is not a good idea.

    is buying real estate and renting it out a good idea?
    where in USA? Which city?
    is it better to buy one rental for 200k or 2 rentals for 100k each?
     
  2. myownhero

    myownhero Power Member Premium Member

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    The obvious solution to preventing inflation specifically is to move your money out of a fiat currency.

    As for buying real estate, don't think it's just a cash machine that just spits out money every month, there's actual work running rental properties so don't expect free checks every month.
     
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  3. ferma231

    ferma231 Elite Member

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    I wonder how you managed to get $200k if you dont know what to do with them.
     
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  4. lakim0

    lakim0 BANNED BANNED

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    Pretty much +1 :D
     
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  5. theseodude

    theseodude Regular Member

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    I know to people outside the usa 200k might seem like a lot of money, but it's nothing here in the US.
     
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  6. sirgold

    sirgold Supreme Member

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    Buy an apartment somewhere outside the US and rent it and hope for the best. That's exactly what I plan on doing myself. Alternatively buy land and think about creating a resort, I know at least of a few countries that represent viable options and I'm dead serious.
     
  7. alternatesword

    alternatesword Jr. VIP Jr. VIP Premium Member

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    Invest it in some other business. If there is any real life friend who have some business skill, then join with him (No one rejects you because you have money)
     
  8. WPRipper

    WPRipper Supreme Member

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    Buy gold. Simple.
     
  9. sputnik11

    sputnik11 Junior Member

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    Just like in the IM business - likely a good idea to not stick all your eggs / assets in the same basket.

    Cash
    Gold
    Real Estate
    Loonnnnnng Term Stock plays to hold
    Annuities

    - cant begin to tell you how many different internet based businesses and income streams one could get going and get 200% ROI with approx. $25k ...

    Good luck!
     
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  10. Cnotey

    Cnotey Power Member

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    0.00000001% Interest?

    I don't know where the hell you bank, but getting that low of interest is rediculous. Even a basic savings account gets 3% returns.

    The best option is obviously gold, but it can go down in value as well. The best way to protect your money is to invest it in a safe mutual fund. If it were me, I would throw it in a 7% CDO for 10 years.

    Compound interest is what makes billionaires over time.

    Allow me to tell you a story about compound interest:

    The most skilled artisan in the sultanate presented the Sultan with a fabulously beautiful chessboard, intricately made with carved ivory, rare woods, and precious stones. It was so exquisite the Sultan offered the Artisan whatever price he named.

    The Artisan asked for one grain of rice. The Sultan was shocked. The Artisan continued - one grain of rice for the first square on the chessboard; one day later, two grains for the second square; two days later, four grains for the third, and the same simple doubling for the remainder of the 64 squares on the chessboard.

    Laughing, the Sultan agreed. "So I am to pay you a few grains of rice for all your wondrous work?" he asked. "It is sufficient for me, Your Majesty," was the Artisan's reply.

    The Sultan directed his Treasurer to award the Artisan one grain of rice that day, a second grain tomorrow, and additional grains daily according to the Artisan's wish. The Artisan received his single grain gratefully, departed, and the Sultan forgot about him as he enjoyed playing against his courtiers (who always lost) with his chessboard.

    Dutifully, the Artisan showed up at the Treasurer's office every day to receive his meager award of rice. On the 12th day, he received about two handfuls - 2,048 to be exact - and ignored the Treasurer's sneer.

    The sneer was still there on the 16th day, when he received little more than a single pound of rice[1]. By the 21st day, the sneer was gone, replaced with a curious frown, for the Treasurer had to give the Artisan 35 pounds of rice - over a million grains. By the 24th day, the frown was replaced by worry - for the Artisan received 280 pounds of rice.

    Two days later - the 26th - the look was fear and panic, for the Artisan had come for over one thousand pounds of rice. The Treasurer had, days ago, switched from counting in grains to pounds - and now realized that soon the Artisan would be owed all the rice in the entire sultanate.

    "This cannot go on," he told the Artisan. "Tomorrow it will be 2,000 pounds." "2,200," the Artisan corrected him. The Treasurer continued. "That means four days from now, the 30th day, it will be almost 18,000 pounds. This must stop."

    "But by the 30th day," the Artisan objected, "we haven't even reached the second half of the chessboard." Then he smiled. "That's when it gets really interesting."

    "What do you mean?" asked the now-sweating Treasurer.

    "Have you ever seen a bird flying low to the ground and getting a little bit higher and a little bit higher as he flies, then suddenly he starts to fly straight up? Well, my little rice bird has been flying low, and starting to get higher and higher so you'll owe me 2,200 pounds tomorrow, 17,600 pounds in four days, and over 70,000 when we reach half the chessboard in six days - which will be over two billion grains of rice, by the way.

    "But, Mr. Treasurer, we're just getting started. Two billion? That's nothing. By the 41st day - 15 days from now - you'll owe me 365,000 more pounds of rice than the 1,000 you owe me today, or over one trillion grains of rice.

    "By then, my little rice bird has only begun to fly straight up. By the 51st day - just 25 days from now - you and the Sultan will owe me 379 million pounds of rice, just for that month [that day, actually]! That's over one quadrillion grains of rice.

    "By the time my little rice bird reaches the 64th square, she'll be in far outer space - for you and the Sultan will owe me three quadrillion pounds of rice, or 9 quintillion grains - more rice than there has been or ever will be in the world. Not bad starting out with that one single grain you laughed at two months or so before."
     
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  11. sapo

    sapo Power Member

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    O lord tons of investment opportunities out there, think about what people always need and then cater to a demographic in that niche.

    if I had 200k to invest, ill be a millionaire in 2 years time.
     
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  12. oblivion19

    oblivion19 Senior Member

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    Go read the book
    "Rich Dad Poor Dad" by Robert Kiyosaki

    You will know better
     
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  13. genesis311

    genesis311 Junior Member

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    I buy silver. I bleave it will outperform gold through the next 10 years.
    Like most investments there is no guarantee but the data I have looked at is convincing enough for me to invest and extra 3K a mouth in silver.

    If I had more money I would invest in real estate. Here in Texas if you know where to look you can find lots of nice 3 bedroom houses selling for around 50K-60K. I would buy as many as I could and rent them out.
    I have very little real estate experience so take my real estate advice with that in mind. I am no expert
     
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  14. Smeems

    Smeems Regular Member

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    Stack gold, bitchez!
     
  15. Russian-Czar

    Russian-Czar Regular Member

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    Don't worry about it then, just make an amount that seems a lot in your country then think about investment. As of right now it's not a lot to even think about it based on your post.
     
  16. brainstorm1

    brainstorm1 Jr. VIP Jr. VIP Premium Member

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    Gold + moderately conservative mutual fund
     
  17. Furious George

    Furious George Supreme Member Premium Member

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    Let me borrow 10k. I'll pay you back at 10 percent interest, on a 5 year note.
     
  18. Kimi

    Kimi BANNED BANNED

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    Get 10k and pay for consultant.
     
  19. therage

    therage Senior Member

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    Invest small amounts in psychology and sales copy (A+++ converting writers and strategists), seo, paid traffic, and content writers. You can easily make back your money and then some. Just don't go ahead of yourself with eCommerce as that requires branding and a different type of advertising method. Hell, with some of the BSTS around here (deep research and a sharp mind required) you can easily make back your money monthly just derping around with Adsense. With 200k you can fuck YouTube's day up and become a big pro Viral YouTube SuperStar or get even more creative.

    Pssh, it doesn't even take $200k to make money, it takes $200k to make you even more money. Right now, I suggest you save it, think on it, and then come back to it later.
     
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  20. axus_auto

    axus_auto Power Member

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    Oh dear. I would party day and night for the next 2 months.
     
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