I'm having a hard time getting approved by credit reporting affiliates. What's the trick to getting approved?

Having similar problem. Will appreciate some tips.

same problem
any tip?

A LOT of the companies operating these credit report offers are being smacked down hard by FTC.

Look at Copeac, for example.

Not really the right time to run these kind of offers. I'd go with something more legit like dating.

It better you leave this option for now and go for some other niche. Wait and hold your cards for now.

I think so that you must have a heavy traffic on your websites before applying for affiliate programs.

You don't need heavy traffic - you need a quality website and talk to them on the phone about your business model - it's not so hard.