I got rejected, but was thinking of submitting a product that I know would get approved, then simply submit the initial rejected product later since 2nd products are auto-approved.

Would this work?

The reason I was rejected is because she said "we have had products like this in the past but the refund rate is too high sorry"

I refuse to go to other affiliate programs, they are all terrible compared to clickbank

paydotcom.com and Plimus have the worst interfaces I have ever seen on a website, not to mention they look like they are run by 16 year olds