I really want to know that is there any previous check that can be done on the people taking loan from the company who might cause a risk to the company in future. As few of the cases in last few months have been noticed with such wrong implementations I don’t want such kinds of issues in my future work experience.
Suggest me if anyone can, about how to keep a check on such people?

'...I mean no disrespect from my answer but clearly English is not your first language. In fact, it looks like it might have been generated by translation software.

If you're asking if checks are made on people wanting loans from a company then the answer is YES - ABSOLUTELY - FOR SURE!

If you are asking how to make these checks then I would have to write an eBook on how to do this'.

Hope that helps.

themagician