cash advance? How to take money out of credit card without fees. No paypal.

 

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Hi, I have a credit card with $2,000 spending limit and 0% interest rate for ...
  1. #1
    im10whatisthis is offline Newbies
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    Default cash advance? How to take money out of credit card without fees. No paypal.

    Hi, I have a credit card with $2,000 spending limit and 0% interest rate for a year.

    I want to use the $2,000 and put it in my checking account in a bank.

    On paypal you use to send payment as a gift without fees, but now there is fees with gift payments if you use a credit card.

    Moneypak allows $1,000 but there is a $5 to get one, so it would cost $10.


    Is there any way I can get the $2,000 out without fees?




  2. #2
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    CoyoteAssassin is offline Elite Member
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    Default Re: cash advance? How to take money out of credit card without fees. No paypal.

    If you can pay back the credit card before the statement rolls around, that will work.

    A $10 fee to transfer $2000 isn't bad. You could have done it and moved on already.

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    im10whatisthis is offline Newbies
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    Default Re: cash advance? How to take money out of credit card without fees. No paypal.

    I just found out that with moneypak you can only add funds using cash not a credit card. So I'd be charge like 20% fee if i take cash out with credit card.

    I think google/paypal uses a 2.9% fee. Anyone have any other ideas?

    Maybe thinking about accepting credit card payments and sending payment to myself. Still looking at about $50 fee for sending myself the $4,000. Wondering if there is a cheaper way

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    im10whatisthis is offline Newbies
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    Default Re: cash advance? How to take money out of credit card without fees. No paypal.

    bumpp

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    tobuso is offline Newbies
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    Default Re: cash advance? How to take money out of credit card without fees. No paypal.

    Call the card company and ask for a check to write off of the account. Write the check to yourself and deposit it. Done.

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    vw.state is offline Newbies
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    Smile Re: cash advance? How to take money out of credit card without fees. No paypal.

    Hello!
    Any luck with this..
    If so can you send me a message I can't email yet.
    Thank you,
    Vickie

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    oxonbeef is offline Banned - see signature
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    Default Re: cash advance? How to take money out of credit card without fees. No paypal.

    Quote Originally Posted by tobuso View Post
    Call the card company and ask for a check to write off of the account. Write the check to yourself and deposit it. Done.
    That is the most logical solution however the interest for checks written off a credit card account is astronomical.
    This member has been permanently banned from BHW.

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    annasmith is offline Newbies
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    Default Re: cash advance? How to take money out of credit card without fees. No paypal.

    Lots of people say you need to keep away from payday cash advances because they have a lot of hidden charges. This may not be more wrong though. Personal loan companies always make sure all their charges are very clear. If they do not, they could possibly be in trouble legally. You can get a cash advance and feel safe knowing that you know all the rules.


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