Indians, don't use vccs in your paypal

 

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Alright, so my 4 year old main paypal account just got permanently limited because of ...
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    Corrupt is offline Banned - see signature
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    Default Indians, don't use vccs in your paypal

    Alright, so my 4 year old main paypal account just got permanently limited because of this reason: "03-Feb-2012: You PayPal account has been permanently limited because too many credit cards have been added and removed from your account."

    Indian account holders can't pay using their paypal balance, I don't have a credit card, and as you might already know, paypal doesn't accept indian debit cards, hence I was using my hdfc account to create and add vccs to make payments. But I might've hit some internal limit and..well, I got permanently banned.

    I'll try calling them tomorrow since their offices were closed for today, and see if I can get my account back. I'm also going to the bank and threaten them to give me a credit card or I close my account.

    I'll be opening another account, ofcourse. If anyone could advise or help me in that regard it'll be much appreciated.
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    Default Re: Indians, don't use vccs in your paypal

    Just get a credit card, whats the big deal.

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    messiaah is offline Registered Member
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    Default Re: Indians, don't use vccs in your paypal

    banks will give you credit card in india against a fixed deposit opened with them as many of them are wary of giving to new clients without a track record.

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    Default Re: Indians, don't use vccs in your paypal

    yeah, you could either get a secured credit card or use icici's b2 account, works great for me

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    Default Re: Indians, don't use vccs in your paypal

    Others have given the required info , but i am interested in one thing, how were you able to use HDFC VCC with paypal as they are single use VCC and you could only do verification with them and could not make payments.

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    Default Re: Indians, don't use vccs in your paypal

    Quote Originally Posted by howard_hughes View Post
    Just get a credit card, whats the big deal.
    Your answer is below. Getting a credit card is not easy for a 19 year old with no "salary", and when bankers ask you "How do you do that? Can you teach me?" on telling them that your source of income is online, you realize you're not getting one easily.
    I'll try and talk my dad into getting one, he prefers paying for everything by cash and doesn't even have a debit card.

    Quote Originally Posted by messiaah View Post
    banks will give you credit card in india against a fixed deposit opened with them as many of them are wary of giving to new clients without a track record.
    The only bank that does that here is Axis Bank, and their charges are far too high for a credit card.


    Quote Originally Posted by Paranoid Android View Post
    yeah, you could either get a secured credit card or use icici's b2 account, works great for me
    I've looked into the icici b2 account, but it's not available in my city.

    Quote Originally Posted by imserious View Post
    Others have given the required info , but i am interested in one thing, how were you able to use HDFC VCC with paypal as they are single use VCC and you could only do verification with them and could not make payments.
    You don't need to verify them to make the payment. Just add and go


    I'll go to the bank tomorrow and talk to them, lets see how it works out.
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    Default Re: Indians, don't use vccs in your paypal

    Do AXIS CC is accepted in paypal? Any one have the info?

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    Default Re: Indians, don't use vccs in your paypal

    I have an Axis Card and there are absolutely no charges associated with it.

    @destination-target, yes paypal accepts axis bank card.

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    Default Re: Indians, don't use vccs in your paypal

    Good news, I got the limitation removed.
    Dear *,
    After further review your account has been found exempt from our credit card registration limits. Your account is fully reinstated and can register additional cards.
    Thank you for using PayPal,
    The PayPal Team

    The first guy I called was a dick, I hung up on him. The second person I called referred me to their limitation department, and the person there was a sweetheart. Reviewed the account, and on explaining that the vccs I added were from my own bank account, removed the limitation on the spot. Also assured me it won't get limited again even if I add more cards, not that I'm gonna risk it.
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    Default Re: Indians, don't use vccs in your paypal

    Quote Originally Posted by Corrupt View Post
    I'm also going to the bank and threaten them to give me a credit card or I close my account.
    Made me lol. why would they give you CC if you put threats on them? Best advice I can give you is just go to HDFC bank and deposit an FD worth of 1 Lack they will issue you card instantly.

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    savan1322 is offline Newbies
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    Default Re: Indians, don't use vccs in your paypal

    hey whats this icici b2 account?

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    Default Re: Indians, don't use vccs in your paypal

    Quote Originally Posted by dheer View Post
    Made me lol. why would they give you CC if you put threats on them? Best advice I can give you is just go to HDFC bank and deposit an FD worth of 1 Lack they will issue you card instantly.
    It was sarcasm, ofcourse.
    I've had the account for over a year, and the account has been pretty active. The only reason my CC eligibility hasn't come is because I have no "salary".

    As for making a FD of 1lac, Again, I'm 19, been earning since about 2-3 weeks, where do you expect me to get that? I'd much rather make a FD in axis bank of 20k and get one from there, but I need the hdfc bank vccs and I can't have them both if I make the FD.

    Quote Originally Posted by savan1322 View Post
    hey whats this icici b2 account?
    There you go http://bit.ly/AioFtL
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    TezzSun is offline Newbies
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    Default Re: Indians, don't use vccs in your paypal

    Lol, cant u make a virtual card that you can keep. What was the point of adding and removing?

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    Default Re: Indians, don't use vccs in your paypal

    Hey, you can get a CC without any income proof in India. All you need to do is have a FD in that bank, they give you a CC with credit limitation of 80% of the amount in FD. ICICI gives this, so do many other banks.

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    Default Re: Indians, don't use vccs in your paypal

    Quote Originally Posted by karthickk3 View Post
    That's great man! I'm having the same problem for 3 months now. I get no replies for my email ids. Could you please help me out with the steps you have taken? Please share the phone number and mail ids that you talked and mailed to. It'll help me in a bigger way. Thanks again!
    1-402-9352080
    Here's the phone number. Call via a USA Proxy and Google Voice - it isn't toll free.

    Quote Originally Posted by TezzSun View Post
    Lol, cant u make a virtual card that you can keep. What was the point of adding and removing?
    Do you know what a virtual credit card is? It's a one-use-only credit card. So no, I can't make a virtual card that I can just keep.
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    Default Re: Indians, don't use vccs in your paypal

    Use ur father's credit card, simple

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    Default Re: Indians, don't use vccs in your paypal

    Call again and again and hopefully you get a better representative that is more helpful and friendly, thats what worked for the OP

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    Default Re: Indians, don't use vccs in your paypal

    Me also the same problem before three month and Now it's solved without a credit card. I'm again using debit card in my Paypal account and it works like a charm!!!
    Last edited by Hajath; 05-22-2012 at 01:07 PM.

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    graphite2823 is offline Newbies
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    Default Re: Indians, don't use vccs in your paypal

    persistence my dear friends awesome!


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