How To Get $5000 Loan Without Job & Bad Credit

 

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Any one know how I would be able to quickly get $5000, I don't have ...
  1. #1
    AnThRaXx is offline Regular Member
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    Default How To Get $5000 Loan Without Job & Bad Credit

    Any one know how I would be able to quickly get $5000, I don't have a offline job but I make about $1k a week doing something online. Guess I'm just curious if any of you know any places to that do personal loans for people in my position. Is there a way for me to prove my income to them?

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  3. #2
    sarger604 is offline Regular Member
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    1 word. photoshop

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    AnThRaXx is offline Regular Member
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    but don't they actually call the places to verify you work for them?

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    oxonbeef is offline Banned - see signature
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Quote Originally Posted by AnThRaXx View Post
    but don't they actually call the places to verify you work for them?
    Vumber number, and I've never known anyone to call a company asking
    for employee information. In the Uk it's illegal to give it out under the data
    protection act.
    This member has been permanently banned from BHW.

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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Search for 'pay stubs' financial services section on CL.There is a guy who supplies paystubs and employment verification services.They will answer for you if some calls to verify your job and other info

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    sarger604 is offline Regular Member
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    never had one call and i doubt they would.

    Try calling up a work place posing as a bank and verifying that info and see what happens

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    AnThRaXx is offline Regular Member
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    wow, thanks fellas! Any companies you recommend I attempt to get this $5000 loan from?

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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Quote Originally Posted by AnThRaXx View Post
    but don't they actually call the places to verify you work for them?
    Go buy a $10 tracfone. Can use it just for that

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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    i think u misunderstood something, we are blackhats.we're not the mafia.

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    $ThisIsTheLife$'s Avatar
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Why not make 5k lol

    Check out twitter..
    This member has been permanently banned from BHW.

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    thetvnun is offline Power Member
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    in the u.s. they call and verify position and term, they are not allowed to request income data from the employer. your income is fine for a $5k loan and there is no reason to "fudge" it, although it sounds difficult to verify. your only chance is a local "hard money" lender, your circumstances are not remarkable, every immigrant i've ever serviced a loan for had 100% "under the table" income, and their bank account is typically "under the mattress". additionally they typically maintain no fico score.

    a "hard money" lender is familiar with people having odd circumstances and accounts, they manage private funds as opposed to federal reserve funds and therefore need to follow no traditional rules in lending; just the same you will have to convince them that you not only make what you stated, but that you have the intention and desire to pay them back. you will also be asked for security such as a pink slip, and they will rape you on the interest.

    hard money is your only chance f you are in the u.s.

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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Sign up for a credit card. They will give them to anyone.

  16. #13
    GivingBack is offline Newbies
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    I think you'd need to give us the country you're in before we can give you advice on where to go. Not all financial institutions work the same.

    Or if you have a business project. Go to kickstarter people throwing money at other people there all the time.

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  18. #14
    AnThRaXx is offline Regular Member
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Quote Originally Posted by GivingBack View Post
    I think you'd need to give us the country you're in before we can give you advice on where to go. Not all financial institutions work the same.

    Or if you have a business project. Go to kickstarter people throwing money at other people there all the time.

    I'm in the US

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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Quote Originally Posted by efwebs View Post
    Sign up for a credit card. They will give them to anyone.
    He has bad credit, no way he's getting a CC that will let him do a cash advance for $5k right off the bat with bad credit.

    I'm Back

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    EzBreezy is offline Registered Member
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Wow, at first I thought this was an "how to" post.

    Do you have a vehicle? You could always get a title loan. All you need is the title - I think. If I'm not mistaken, they don't do credit checks. But, that's all I know about hem.

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    mikkseen is offline Jr. VIP
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    You could get a car loan if you want to put up your car up as colatteral quite easy no ?

  22. #18
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Do you have an ebay account with good rating and aged?

    Also how soon can you get the orig. $5k back

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    aReJay is offline Power Member
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Why not repair your credit instead.

    PS: if you can go back 4 years they will give you a ***** loan: No Income, No Job, No Assets

    In 3 months and some fancy footwork you should be able to go from bad credit to trustworthy.

    -aReJay

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    AnThRaXx is offline Regular Member
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    thanks for all the input

    I don't have a car, actually thats the reason I need the loan, as a down payment on a car. If any one can link a link to a "hard money" lender I'd really appreciate it. How long will they give me to pay back $5000?

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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    This is the exact reason I created an llc under my wifes name. I get a paycheck with a pay stub and when I need to get credit, I give them my employers phone, I list her as my supervisor and she verifies everything.

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    aReJay is offline Power Member
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Quote Originally Posted by blackhataffiliate View Post
    This is the exact reason I created an llc under my wifes name. I get a paycheck with a pay stub and when I need to get credit, I give them my employers phone, I list her as my supervisor and she verifies everything.
    This is not a bad idea for people in this situation.

    Just one point however, you say you need the funds as a down payment on a car...?

    The banks would be far more impressed if you were able to save the down payment in cash and then they'd be likely to give you an equity loan. Unless of course your looking to buy an AMG or Ferrarri.

    Just an idea, get a loan and buy a sh*t box for $2000 (6 month personal loan) secured ageist the vehicle - pay back $200/fortnight and you will actually go along way to repairing your credit score. At the completion of the 6 month period you then have an asset which you can trade in on a newer (better) car and the bank will likely finance the entire thing due to your positive history on your previous car loan.

    I know you may not want to drive a $2000 car, however I see so many young people these days leave highschool get some crappy job and buy a $30K car with 100% financing. Fact of the matter is thats a highly depreciating asset that they are likely to be paying a good proportion of their wage for for a min of 3 years.

    -aReJay

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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Well many companies are ready to give loans without job or even bad credit just because of simple reasons like their first loan in the year or month, or in order to reach their target etc.,

    Those companies are hard to find. That will be the challenge as a loan getter. Though you search in Google i can assure you that those are not reliable at all. But Google give links to it's franchise website like. (given below)

    I will try to find much more websites for you and i will update soon.

    These websites give reliable links based on your locality. Hope i helped you as these websites helped me.

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    mikkseen is offline Jr. VIP
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Quote Originally Posted by AnThRaXx View Post
    thanks for all the input

    I don't have a car, actually thats the reason I need the loan, as a down payment on a car. If any one can link a link to a "hard money" lender I'd really appreciate it. How long will they give me to pay back $5000?
    As far as legal lending is concerned there are laws depending on regions on terms and interest rates. If you mean loan shark ... ask some of your shadier friends Ive never personally had to go that route but i've heard it exists.

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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    There are few trickes which i found last... Nice.....



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    BlueTurtle is offline Banned - see signature
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Why do people create threads saying

    "How to do something" then ask "How do I do this???????"

    It's really misleading. I only clicked this thread for shits and giggles personally but I see this kind of thing on bhw a lot. There should really be a crackdown on it as it lowers the quality of the forum and wastes people's time.


    Quote Originally Posted by AnThRaXx View Post
    thanks for all the input

    I don't have a car, actually thats the reason I need the loan, as a down payment on a car. If any one can link a link to a "hard money" lender I'd really appreciate it. How long will they give me to pay back $5000?

    I'm sorry but are you retarded? Also why are people here giving this guy advice that amounts to telling an alcoholic to go and buy a bottle of whisky. The guy has a bad credit rating for a reason and now he wants a $5000 loan for a down payment on a CAR?

    If you really make $1000/week then why not just put by $500/week and in a mere 10 weeks you'll have your money interest and hassle free. Instead of that you want to find a hard money lender which is a very high interest loan company that will generally require assets to back the loan. If you get into trouble paying it back you'll get in some serious trouble with interest and charges and find yourself in deep water. For what exactly? A car? Because you don't have the patience and discipline to save for 10 weeks? Don't tell me your outgoings are $1k/week either because if they are then that just paints an even bleaker picture about your ability to manage money.

    Take control of yourself and stop letting impulses and 'needs' drive your life. You're willing to potentially mess up your life here for the sake of a car when there's so many options. Save for 10 weeks or less, get a cheaper car or just forget the car and re-invest your money back into your business.
    Last edited by BlueTurtle; 12-14-2011 at 11:16 AM.
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  31. #27
    bushbabie21 is offline Regular Member
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Mate,
    I'm not shitting on your method but i would like to warn you that depending on where you are, there are very very strict employment laws that apply in the US and depending on how you are setting up your situation you might want to investigate a bit.

    I had a horror story becuase of a joint venture partner that would get interns in NY for free thinking that it was just free labor and basically long story short, the full force of the labor dept and consequently IRS came down on us. Luckily my situation was all legit and above water but when they catch you, they send your case to the other agencies in order to find a way to get you.

    Quote Originally Posted by blackhataffiliate View Post
    This is the exact reason I created an llc under my wifes name. I get a paycheck with a pay stub and when I need to get credit, I give them my employers phone, I list her as my supervisor and she verifies everything.

  32. #28
    CrookGoblin is offline Newbies
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    if you make 1k a week why not wait a month and come up with the cash bro? and can you show me how to make 1k a week? I need 5k for surgery and I have no job and no insurance and asking family is out of the question because they owe more than I need.

  33. #29
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    I love this thread! I don't mean to hijack it or anything but I'm in the EXACT same situation lol. I found the car I've always wanted sense a kid.. and I'm only $3k or $4k away from it (depending if I can talk the dealer down) I havent had a job in 3 years.. have been depressed and everything else.. bad credit.. you name it.

    But unlike the OP I don't make $1k a week online.. I make around $700 a week online and only have 2 pay stubs to show for it.. but I need to get this car in the next week or 2 or it will be gone for sure!

    So yes, tell us where we can get a quick easy loan? Or a better way to earn $3k fast online rofl. Spamming affiliate links ALL day and night for $100 - $150 a day gets tiring!

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    Isis is offline Junior Member
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Don't borrow the money. You will regret it...probably for years and years to come. Don't go near loan sharks.

    If you want a car, pay with cash is your best option.

    Shop around with car dealers. Some will let you put down as little as $1500. and pay every two weeks. Watch out for high interest rates.

    Just work more, earn more, save more and pay cash.

  35. #31
    andyridder is offline Newbies
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    No Idea! But there is a new online loan company called klickcredit . I found this useful and easy for getting loan upto $1500. Must try on it.

  36. #32
    cmghoops32 is online now Newbies
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Don't be silly. If you can't afford it don't buy it

    Might I suggest reading "The Millionaire Next Door"

  37. #33
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    Make sure you have an extremely solid plan to use it very effectively.

  38. #34
    connor51 is offline Newbies
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    Default Re: How To Get $5000 Loan Without Job & Bad Credit

    What I would recommend is going to all the creditors whether its equifax, transunion and start writing letters to them explaining your hardship of why you were late, whether it be you were on vacation or you didn't see the payments. Just make it so it's eligible. Next I would go and apply for a "Secured Credit Card" with your bank. How a "Secured Credit Card" works is you basically save $500 or $1,000. Goto a Bank (im assuming your in the USA) and you give them the $1,000. They give you a credit card using that $1,000 so technically its your own money that you paid up front. Now the upside to this is, that after 6 months of using the card and paying it off (showing responsibility) you will see how tremendously this will raise your credit score. Eventually you can go apply for a walmart credit card or store credit card. Than once you show your making payments and I always recommend you pay twice the minumum payment if your low on cash. At least with twice the minumum or full payment, this will increase your chances of raising positive credit and than you can apply for the big boys (platinum, american express, loans, etc).


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