Alright, lemme be honest, I've recently had a surge of cashflow. The problem is that I can't really explain my guap to someone. Yes I know all the regular bullshit that would fly with the ordinary layman but it wouldn't explain huge paypal payments I sent to indians. Bottom line is I can't explain how I got the cash if some serious probing was done and would have to clam and lawyer up.

I need a bank that doesn't ask too many questions. In and out, professional, doesn't need to establish a personal relationship with me. Of course I have all the required credentials to be accepted into any U.S. bank. All I wanna know is the best that won't ask me shit and will cash my cheques!

E.g - Standard line will be "online business, google advertising ". Large cheques ($5K-$10K+ monthly).

Edit: The reason I was asking this is because I tried to cash a pretty small cheque ($1K) recently and the bank teller was like, "Ummmmm do you usually get checks like this?!?" I'm like wtf bitch, what about when the rest of the birds fly in?

I think you'll have problems with all US banks. Offshore solution would be better.

Indulge me.

Bro, the banks aren't really at fault. They are forced to question you once you give/receive a certain threshold of money. I don't know the limit in USA, but what I do know is unless a considerable amount of cash is devoted to maintaining "friendship" with politicians, the authorities WILL corner you. Lol. Meaning even if it happens that you "know someone" in a bank who can get the transaction done, it will be checked by authorities.

So, possible solutions would be:
invest in whitehat in small amounts for a long period of time (PPC etc)
invest the money in stocks (non taxable as you're paid dividends, not interests)
or give $100/day to noobs who ask how to make $100/day!

Try the stocks stuff man!

The limit int he USA is 10,000.00. If you keep it under 7K - 8K on a regular basis you should have no issues.

Open several accounts, all different banks and rotate them.

I've never had an issue in my whole life and there was a time when I was in a different business in the 90's and it was not unusual to get checks over 20K on a regular basis.

Originally Posted by muscleteen

Bro, the banks aren't really at fault. They are forced to question you once you give/receive a certain threshold of money. I don't know the limit in USA, but what I do know is unless a considerable amount of cash is devoted to maintaining "friendship" with politicians, the authorities WILL corner you. Lol. Meaning even if it happens that you "know someone" in a bank who can get the transaction done, it will be checked by authorities.

So, possible solutions would be:
invest in whitehat in small amounts for a long period of time (PPC etc)
invest the money in stocks (non taxable as you're paid dividends, not interests)
or give $100/day to noobs who ask how to make $100/day!

Try the stocks stuff man!

Hmmm, even if you open various accounts, the authorities will make the link. Honestly, I'm working hard to get problems like yours.. :P

No they won't. You open them under different EIN numbers with different LLCs.

I don't think you need multiple EIN's but you do need a business account of some sort. Bringing in a $10k check for deposit into a personal account is much less frequent than brining in a $10k check for a business. I don't think the latter would raise many questions at all.

The magic number is $200. If you set up a company that brings in $200 per day, it will NEVER get flagged or questioned. That is for the US.

If you go offshore, once you prove you are not selling drugs, profiting from child porn, or selling arms, you are good. Tell them stright up how you make money...they don't care about US laws. Just make sure who ever is paying you can wire to the offshore account. Move the money once or twice offshore, then wire it back in when you need it...and declare it for taxes. Done.

The Black Sombrero

Orange Inc - get a euro account...
Send the money to europe - safe and far away (how about a Swiss account, they're still supposed to have pretty good banking)

I would recommend against an "off-shore" in the Bahamas (or other random island of your choice) account, they are not really very secretive and that's the first place the IRS looks

invest the money in stocks (non taxable as you're paid dividends, not interests)

- not true, dividends are taxable, it's still income

Remember that daily deposits over $9,999.99 will be reported to the IRS and I am sure other agencies putting you on a watch list. Especially if you already appear shady.

The problem with your situation is that instead of creating a back story to cover your ass and make you appear legit you simply are foregoing that important piece of the puzzle. Create that story and it will be much easier at any bank.

200.00 a day?

That's nothing for a business to deposit on a regular basis. I was depositing 7000.00 a day in the 90s with no issue.

Originally Posted by theblacksombrero

The magic number is $200. If you set up a company that brings in $200 per day, it will NEVER get flagged or questioned. That is for the US.

If you go offshore, once you prove you are not selling drugs, profiting from child porn, or selling arms, you are good. Tell them stright up how you make money...they don't care about US laws. Just make sure who ever is paying you can wire to the offshore account. Move the money once or twice offshore, then wire it back in when you need it...and declare it for taxes. Done.

The Black Sombrero

I think we need more information. If you're just looking to deal with idiotic bank tellers asking questions, a business account should work.

But, if you're looking for a way to hide RECEIPT of money, you need to figure out a solution on the front-end, which is exponentially more difficult. If aff-type companies are paying you based on your real name and soc. sec #, that's taxable income and Uncle Sam wants their piece. It doesn't matter if you've got it under your mattress, in multiple back accounts or you pissed it away on hookers, you owe some money. When those companies file their own tax docs, there will be a record of paying you X amount and the income tax liability trail will find its way back to you.

If it's money paid to you from individuals (a la ebay or some equivalent) you could probably live a life of cash in/cash out and fly under the tax radar but, depending on how you're getting money from them, I think even gaypal has thresholds on what you can pull in before they report the cash.

I think theleadsource is right on with this one. Having different businesses with different EIN numbers should do the trick.

These guys are great for IM businesses.

https://www.everbank.com/

If you're really serious about this and know you'll be getting quite the cashflow for a while, then a Swiss bank might be your best option.

http://www.google.com/url?sa=t&sourc...gXQPYSAOkQRpow

As long as you pay your taxes you should have nothing to worry about and nothing to hide. Making link wheels is not against the law. heh.

If Google is cutting you checks - the tax man already knows about it and I can't imagine any local bank asking questions about $7-10k.

Originally Posted by JonesersRX7

Remember that daily deposits over $9,999.99 will be reported to the IRS and I am sure other agencies putting you on a watch list. Especially if you already appear shady.

The problem with your situation is that instead of creating a back story to cover your ass and make you appear legit you simply are foregoing that important piece of the puzzle. Create that story and it will be much easier at any bank.

It's not daily but monthly deposits.

same as you would do with any CPA campaign or similar profits. spread it out over different accounts and invest into white hat models. stocks is another option, but you still need a story of where you got the money in the first place.

it's better to have some kind of traceable white method that can account for some of the $, then take the rest to offshore. I hear panama is a popular option. You can even become a PR by purchasing real estate worth 200K+ (local banks can finance up to 60% i think).

Anything over $10K, or any series of smaller transactions that look like they are from the same person and add up to more than $10K will be reported by any US bank to the feds. That's the law. A huge consumer bank like citi or BofA will be likely to ask fewer questions, but they will be keeping track and reporting to the feds.

I'm going swiss.

Keep in mind, i've got BLACKHAT money. I'll keep it there until I my whitehat shit takes off.

I too Wish I had this problem. I wont front like I do.
I think the leadsource has provided the most viable option.

Also, Pewep please, please DO NOT go the swiss bank account route. That day is over with. IRS has pretty much put an end to that. Anyone remember that huge deadline they had about a month or so ago where they were giving people the chance to come clean about those offshore accounts, and if they did the penalty would be less. Well the main place they went after was the US citizens that had Swiss accounts.

I have heard Panama was good also.

Why dont you hire a consultant for this question?

Originally Posted by KBC-12

I too Wish I had this problem. I wont front like I do.
I think the leadsource has provided the most viable option.

Also, Pewep please, please DO NOT go the swiss bank account route. That day is over with. IRS has pretty much put an end to that. Anyone remember that huge deadline they had about a month or so ago where they were giving people the chance to come clean about those offshore accounts, and if they did the penalty would be less. Well the main place they went after was the US citizens that had Swiss accounts.

I have heard Panama was good also.

Why dont you hire a consultant for this question?

He is exactly right

Originally Posted by peter2002

It's not daily but monthly deposits.

No...


EDIT:

I was going to leave it at just "no" but your ignorance has kinda pissed me off...

http://en.wikipedia.org/wiki/Bank_Secrecy_Act

then... specifically....

Currency Transaction Report (CTR)

Cash transactions in excess of $10,000 during the same business day. The amount over $10,000 can be either from one transaction or a combination of cash transactions. Filed with the Internal Revenue Service.

Originally Posted by pewep

I'm going swiss.

Keep in mind, i've got BLACKHAT money. I'll keep it there until I my whitehat shit takes off.

The US government can now get information about Swiss Bank accounts if they care to. It takes longer and must be part of a serious investigation, but the days of offshore money laundering are pretty much gone. You may still find a bank in Latvia, say, that will ask no questions and not report to the Feds when asked, but they cahrge outrageous fees and I'm not sure I would trust my money to a probably corrupt bank in a foriegn country.

Originally Posted by pewep

I'm going swiss.

Keep in mind, i've got BLACKHAT money. I'll keep it there until I my whitehat shit takes off.

Swiss? kinda laughable now. I think you are making more of an issue for yourself. You really should take the time to learn what you are wanting to do. Most people that do this run in circles where the info is shared between each of them. And we are talking 100's of millions of dollars of net worth.

Your piddly thousands... shit.. I will give hundreds of thousands is jack shit and it would be my opinion you are making more of a mess for yourself.

http://www.msnbc.msn.com/id/32386100...world_business


Blackhat money doesnt mean scam/illegally acquired money btw...


but...

knowing your prior posts this is all a joke.

You should go a bit far east europe, like hungary, slovakia, etc

I loved into this problem's back end ( that is where to stash the money ). I find that the best place I can do business is saint martin ( that's the french side ) or sint maarten on the netherlands side of the island.

the bank I would advise is Banco de Carib. if you live in Miami or another major city ( NYC, LA, Boston... ) you should be able to find one, just go to the local branch and they have weekly pouches that go to the island. they will toss in your check and deposit slip, takes about 2 weeks, but that's as easy as it get's.

In the 90's, citi corp USA offered the same thing to the cayman branch.

What ever you do, Don't use a swiss account. as much as you would like, they will put a quash on you and report your tax earned funds quickly.

Now the real problem is how to hide your money from the IRS. Well that I don't know, just pay your taxes and avoid the problem.

Also there is no such thing as under the radar with the IRS. Those guys find you when it comes to your name.

Hmm, all I have to say if that what you're doing isn't ILLEGAL, then you shouldn't hide your money.

I've been investigated before (in Canada), and they don't care WHERE your money comes from, as long as you're paying your cut to the tax man.

If you REALLY want to hide the money (and thus take chances of getting caught), then ya, open up a bunch of different countries and slowly filter the money to them.

Also make payments in between companies to justify expenses and thus give you some tax breaks.

But my suggestion is just be honest. Banks can ask you questions yes, but unless you're doing something illegal, you have nothing to be afraid of, other than paying taxes.

swiss accounts are not a good idea, they are not very much in bed with America when it comes to the banking system. Cash is king remember you can get safe deposit boxes. Gold? Long term cash stash bonds or short term CD's.

Banco de Carib is a good idea but you do understand that if you are working with a company in America they do report what they pay out and to whom.

My advice to you is to get a very good tax attorney. If anything happens anything you are in the clear. You can say he handed everything and I expected him to follow the tax laws. Oh and don't cheat the american gov't if there is anything they hate more than terrorists its people that don't pay their taxes.

My bit of advice.

Originally Posted by theleadsource

The limit int he USA is 10,000.00. If you keep it under 7K - 8K on a regular basis you should have no issues.

Open several accounts, all different banks and rotate them.

I've never had an issue in my whole life and there was a time when I was in a different business in the 90's and it was not unusual to get checks over 20K on a regular basis.

I Australia, when the teller sees you banking this much, they ask if you have 5 mins to speak to someone about getting a home loan.

Originally Posted by jaerehan

You should go a bit far east europe, like hungary, slovakia, etc

yes, it can be true

i wrote a thread about this a while ago, here ya go: http://www.blackhatworld.com/blackha...s-persons.html

I guess I don't understand the problem....

If someone questions the money in the bank its going to be the irs...

They will ask for all your financials and you will say these companies paid me xxxx.xx

It's not like when suspicious deposits are made some Internet Fraud Agency comes to check it out.

I would rather go up on a fraud charge than a tax evasion charge.

Originally Posted by JonesersRX7

Swiss? kinda laughable now. I think you are making more of an issue for yourself. You really should take the time to learn what you are wanting to do. Most people that do this run in circles where the info is shared between each of them. And we are talking 100's of millions of dollars of net worth.

Your piddly thousands... shit.. I will give hundreds of thousands is jack shit and it would be my opinion you are making more of a mess for yourself.

http://www.msnbc.msn.com/id/32386100...world_business


Blackhat money doesnt mean scam/illegally acquired money btw...


but...

knowing your prior posts this is all a joke.

The funny thing is i mean this in all honesty when I say that I probably make more money when I shit and sleep in one day than you do in a week. On the real I'm banking and i fucking love it.

Anyway, I got a solution. Ty, you know who you are and thanks to all that posted here. I'm basically keeping it domestic. I'll pay my taxes

Same problem I'm in mate. I'm not down with cc fraud of any kind or junk leads but I'm deep in the spam game. You just can't explain 400%+ monthly ROI. Lmao

Originally Posted by pewep

The funny thing is i mean this in all honesty when I say that I probably make more money when I shit and sleep in one day than you do in a week. On the real I'm banking and i fucking love it.

lol... if it was true you wouldn't have had to say anything.

Originally Posted by pewep

Same problem I'm in mate. I'm not down with cc fraud of any kind or junk leads but I'm deep in the spam game. You just can't explain 400%+ monthly ROI. Lmao

What bank is asking you to explain the ROI you are getting....

Keep on keeping with your shitting and sleeping bankroll money mang.

Send money from your faggotpal to a friend that has his buttypal in another country and release the money their to his bank acc and fly back with cash.

So the only thing is to find a country where you can release money from your homopal to bank acc where no questions will be asked.

currently i am fucking india.

thank you
Posted via Mobile Device

No, it's kinda funny replying to noobs who get too cocky for their own good. Keep selling pvas and be quiet when grown ups are talking.

Originally Posted by JonesersRX7

lol... if it was true you wouldn't have had to say anything.



What bank is asking you to explain the ROI you are getting....

Keep on keeping with your shitting and sleeping bankroll money mang.

I can tell you've probably never banked more than a huge $45 paypal transfer. move along child.

I happen to have a lot of insight on this one. I faced the same problem multiple times.
First and foremost do not open up a few LLC's or anything like that for two reasons.
1.) Taxes
2.) The Feds will begin to watch anyone opening up multiple LLC's activating multiple EIN's, and establishing multiple bank accounts with them.

The only onshore solution is to spread the wealth. Open a few differet bank accounts , have a couple of friends do the same. Make various deposits, but keep them all under $8500.00. (The feds are smart enough to watch for anyone keep their deposits just under 10k, and flag those accounts as well.) Switch up the amounts of the deposits each time as well. Open up some online cd accounts for your long term cash. ETC.

has worked extremely well for me

Originally Posted by pewep

No, it's kinda funny replying to noobs who get too cocky for their own good. Keep selling pvas and be quiet when grown ups are talking.

cocky? referring to yourself? take the tampon out of your epeng.

I even gave you the benefit of the doubt and said 100's of thousands and you get all pissy?

and I reread your first post and you said 10k a week... 40k a month right?

so you and your internet ego... have no idea WHAT THE FUCK you are talking about. You are a 21 year old doofus with no tact who will probably end up biting pillows in jail.


/done.

just pay taxes.. there was a period i was getting $50k wires/week from CPa companies to my LLC account... Doesnt matter..

there are some guys who clear over $500,000/week in wires(i know some of them)...

So the bottom line is pay your taxes...

I could get $1million wires daily, and end of yr as long as i give uncle Sam a cut, nobody gives a shit.. you will not get arrested for getting big wires... nobody will bust your door down and be like FREEZE! you got $1mil wire last week.. UNLESS you dont pay taxes or the money is from russian mafia..

BAsically what im saying is if Hydra wires you $500k a week, nobody gives a shit, just bring out 30-40% of it and keep away and when you file quarterly give IRS a cut and all is good


Honestly if you are making a lot of money, like $300k/yr +, Write off business stuff, just pay your taxes and keep your butt out of jail.. IRS will take you down quicker than any other organization..

At this point in my life i noticed i really only spend like MAX 20% of what i make, basically paying taxes on it is cool.. but then again im smart with my money...

I could make $100k this month, but only spend $3,000.. i dont buy stupid crap.. i pay rent,bills, thats it.lol no expensive coke habits, or blowing $1k clubbing one weekend.. or buying random toys..

Reason is because this internet shit sucks ass sometimes.. ive gone thru periods where id make $xxx,xxx one month, then $0 for the next 6 months, so after so many ups and downs im now careful

Just pay your damn tax on your income and you won't have to ask a silly question like that on a public forum.

Threads like these are sooooo my pet peeve. You open a thread looking for help then disappear. You engage in absolutely no dialog other than to pop by to say "thanks I've got it taken care of" and to tell us how much money you make.

Next time you need an ego-stroking handjob just open a thread titled "Fuck You...I'm Rich" and save us our breathe.
Posted via Mobile Device

im using wellsfargo and they dont care..

they just verifying the check..

and yea why not use wire though?