I fear my legit account is close to being banned. It is a very old account and apparently is close to tripping the number of maximum allowed ad disapprovals for certain categories and landing page slaps. I want to prepare for the worst by signing up for a new legit account taking into considerations all the necessary precautions and using a bank account as payment source. Few questions.

1) When using a bank account as a funding source, it states one must be using the account for business purposes in order to use this type of funding source, does the bank account thus have to be a business bank account or can it be a personal one? Can they tell what kind of bank account I supply?

2) The bank account funding form has a form field for a personal name and company name, do I need to provide?

3) If so, do they verify either with the bank or can I use any name and/or company name?

It depends on where you are located.
thanks.